Payment Gateway Based Fees for WooCommerce – Add Conditional Charges with Ease
6 mins read

Payment Gateway Based Fees for WooCommerce – Add Conditional Charges with Ease

Brian0

Table of Contents

Introduction

Running a WooCommerce store comes with real challenges. One of them is handling payment gateway transaction fees. Most store owners absorb these costs, which reduces profit margins. Others look for ways to pass on the fee transparently to customers.

This is where Payment Gateway Based Fees for WooCommerce becomes essential.

Many store owners struggle to apply conditional fees based on payment method. Without the right plugin, this task needs custom coding or complicated setup. That’s not ideal if you’re focused on growing your business.

With this plugin, you can easily add a fee or surcharge based on the customer’s selected payment method. It works with fixed or percentage-based fees and supports exclusions, limits, and custom rules.

In this article, we’ll break down everything about the plugin — from features and pricing to real user pros and cons. If you run a WooCommerce store, this might be exactly what you need.

Need help installing or troubleshooting? Try our Installation & Troubleshooting Services.

What is Payment Gateway Based Fees for WooCommerce?

Payment Gateway Based Fees for WooCommerce is a plugin by InoPlugs that allows store owners to add fees to orders depending on the payment gateway the customer selects at checkout.

Whether it’s a credit card, bank transfer, or cash on delivery, you can define custom charges to be automatically applied.

It supports:

  • Fixed fees
  • Percentage-based fees
  • Advanced exclusions
  • Manual fee adjustments after order

It’s ideal for managing processing costs or encouraging the use of low-cost payment methods. With over 3,000 active installs, this plugin is popular among WooCommerce merchants.

It works well with the latest versions of WordPress and WooCommerce, supports WPML, and is fully compatible with WooCommerce Block Checkout.

Current Version: 5.2.1
 Requires WooCommerce: 8.0+
 PHP Requirement: 7.4+
 Active Installations: 3,000+

Plugin Website: inoplugs.com
 Documentation: Official Documentation
 Support Page: WooCommerce Contact Page

Key Features of Payment Gateway Based Fees

Feature Description Why It Matters
Payment-Based Fees Add charges based on chosen payment method. Offset transaction costs effectively.
Fixed and Percentage Options Add flat fees or percent-based fees. Works for various payment models.
Manual Fee Management Modify fees after checkout or in backend orders. Offers full admin control.
Minimum/Maximum Fee Rules Set fee limits per product or cart. Prevents excessive charges.
Tax Calculation Supports tax inclusion or exclusion. Keeps tax reporting accurate.
WPML Support Translate fee labels into multiple languages. Great for international stores.
Exclude Customers Skip fees for selected customer emails. Reward loyal or wholesale buyers.
WooCommerce Block Checkout Support Fully supports modern checkout. Works with new design blocks.

 

How to Install and Configure Payment Gateway Based Fees?

Installing this plugin is quick and easy:

  1. Download the plugin from the WooCommerce Marketplace.
  2. Go to your WordPress dashboard.
  3. Navigate to Plugins → Add New → Upload Plugin.
  4. Upload the ZIP file and click Install Now.
  5. Activate the plugin after installation.
  6. Go to WooCommerce → Settings → Payment Gateway Based Fees.
  7. Enable the gateways and configure fees per method.
  8. Define fee type (fixed or percentage) and tax handling.
  9. Save changes and test the checkout process.

This plugin works with both classic and block-based checkouts.

Need help? Our team can install and configure it for you.

Pricing & Plans

Plan Price Includes
1-Year License $49/year All features + updates + support
  • Billed annually at $49
  • That’s just $4.09/month, paid upfront
  • Includes 1 year of updates and support
  • Comes with a 30-day money-back guarantee

This is a single-tier license, which simplifies the decision-making.

Buy Payment Gateway Based Fees Plugin

Ready to control your payment processing costs?

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✅ Get Payment Gateway Based Fees for WooCommerce from InoPlugs →

This plugin is a smart investment for WooCommerce stores aiming to protect profits while offering payment flexibility.

My Experience with Payment Gateway Based Fees

After testing this plugin on multiple WooCommerce stores, here’s what I found:

Pros

  • Setup is fast and intuitive
  • Works with both legacy and block checkout
  • Ability to add manual or automated fees
  • WPML support works well for multilingual stores
  • Great control over fee structure and rules
  • Exclusion logic by customer email is very useful
  • Compatible with WooCommerce Tax plugin

Cons

  • No free version or trial plan
  • Not compatible with Jetpack automated taxes
  • Lacks fee logic based on user roles or countries

Despite the minor limitations, the plugin performs reliably in real-world use.

Who Should Use This Plugin?

This plugin is ideal for:

  • Store owners who want to recover transaction fees
  • Subscription-based businesses using recurring payments
  • Shops offering cash on delivery with surcharge
  • Agencies managing client sites with custom payment logic
  • Merchants looking for tax-compliant fee calculations

Useful Resources

Here are all important links to help you:

Final Verdict

Payment Gateway Based Fees for WooCommerce is a practical plugin for store owners who want control over how and when payment fees are charged. It handles everything from flat fees to percentage calculations with great flexibility.

If you’re tired of paying out of pocket for payment gateway fees, this plugin will help you pass them on to customers transparently.

It’s developer-supported, easy to use, and integrates well with modern WooCommerce environments.

Buy Payment Gateway Based Fees Plugin Now →

Need expert setup? Try our Installation & Troubleshooting Services.

FAQ

Q1. Is this plugin compatible with WooCommerce Block Checkout?
 Yes, since version 5.0, it supports the WooCommerce Block Checkout system.

Q2. Can I add both fixed and percentage-based fees?
 Yes, the plugin lets you add either fixed fees, percentage-based fees, or both.

Q3. Is it compatible with tax plugins?
 Yes, it works with the WooCommerce Tax plugin, but not with Jetpack automated taxes unless configured properly.

Q4. Can I exclude certain customers from fees?
Yes, you can exclude customers using their email addresses in the settings.

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