{"id":8678,"date":"2025-12-12T13:17:12","date_gmt":"2025-12-12T13:17:12","guid":{"rendered":"https:\/\/www.woohelpdesk.com\/blog\/?p=8678"},"modified":"2026-02-19T14:30:03","modified_gmt":"2026-02-19T14:30:03","slug":"payway-net-payment-gateway-for-woocommerce","status":"publish","type":"post","link":"https:\/\/www.woohelpdesk.com\/blog\/payway-net-payment-gateway-for-woocommerce\/","title":{"rendered":"PayWay NET Payment Gateway for WooCommerce \u2013 A Trusted Payment Solution"},"content":{"rendered":"<h2>Table of Contents<\/h2>\n<ul>\n<li style=\"list-style-type: none;\"><\/li>\n<\/ul>\n<ul>\n<li><a href=\"#section-1\">Introduction<\/a><\/li>\n<li><a href=\"#section-2\">What is PayWay NET for WooCommerce?<\/a><\/li>\n<li><a href=\"#section-3\">Key Features of PayWay NET Payment Gateway<\/a><\/li>\n<li><a href=\"#section-4\">How to Install and Configure PayWay NET for WooCommerce?<\/a><\/li>\n<li><a href=\"#section-5\">Pricing &amp; Plans<\/a><\/li>\n<li><a href=\"#section-6\">My Experience with PayWay NET Plugin<\/a><\/li>\n<li><a href=\"#section-7\">Who Should Use This Plugin?<\/a><\/li>\n<li><a href=\"#section-8\">Final Verdict<\/a><\/li>\n<li><a href=\"#section-9\">FAQ<\/a><\/li>\n<\/ul>\n<h2 id=\"section-1\"><strong>Introduction<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">Running an online store means managing customer payments every day. For Australian businesses, this often requires bank-level security and fast settlement.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Many WooCommerce store owners face challenges like delayed payouts, limited payment options, and manual reconciliation. That\u2019s where <\/span><strong>PayWay NET<\/strong><span style=\"font-weight: 400;\">, a solution by <\/span><strong>Westpac and St. George<\/strong><span style=\"font-weight: 400;\">, becomes valuable.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The PayWay NET Payment Gateway for WooCommerce allows you to process secure payments, access detailed reports, and automate billing\u2014all within WooCommerce.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this article, we\u2019ll cover how this payment gateway works, how to set it up, its core features, pricing factors, and who it\u2019s best for.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Need help setting it up? Try our<\/span><a href=\"https:\/\/www.woohelpdesk.com\/woocommerce-service\/westpac-st-george-payway-net-payment-gateway\/\"> <span style=\"font-weight: 400;\">Installation &amp; Troubleshooting Services<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h2 id=\"section-2\"><strong>What is PayWay NET for WooCommerce?<\/strong><\/h2>\n<p><strong>PayWay NET<\/strong><span style=\"font-weight: 400;\"> is an Australian online payment gateway developed by <\/span><strong>Westpac<\/strong><span style=\"font-weight: 400;\"> and used by <\/span><strong>St. George Bank<\/strong><span style=\"font-weight: 400;\"> as well. It allows businesses to accept payments from customers securely and efficiently.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With PayWay NET, WooCommerce store owners can accept:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Credit cards (Visa, Mastercard, and more)<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Direct debit and recurring payments<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">BPAY and PayPal (optional)<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Real-time account-to-account PayTo\u00ae payments<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The plugin connects your WooCommerce store with Westpac\u2019s PayWay infrastructure. It enables secure, PCI-compliant payment processing, and integrates seamlessly with WooCommerce order flows.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Key benefits:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Payment flexibility for your customers<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Fast fund settlement to your Westpac account<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Real-time notifications and validation<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Secure vault storage for sensitive data<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Recurring billing for subscriptions or invoices<\/span><\/li>\n<li style=\"font-weight: 400;\"><strong>Plugin Overview<\/strong><span style=\"font-weight: 400;\">:<\/span><a href=\"https:\/\/www.payway.com.au\/about\"> <span style=\"font-weight: 400;\">PayWay Official Site<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\"><strong>Documentation<\/strong><span style=\"font-weight: 400;\">:<\/span><a href=\"https:\/\/www.payway.com.au\/docs\/\"> <span style=\"font-weight: 400;\">PayWay Docs &amp; API<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\"><strong>Support Contact<\/strong><span style=\"font-weight: 400;\">:<\/span><a href=\"https:\/\/www.payway.com.au\/contact-us\"> <span style=\"font-weight: 400;\">PayWay Customer Service<\/span><\/a><\/li>\n<\/ul>\n<h2 id=\"section-3\"><strong>Key Features of PayWay NET Payment Gateway<\/strong><\/h2>\n<table border=\"1\">\n<tbody>\n<tr>\n<td><strong>Feature<\/strong><\/td>\n<td><strong>Description<\/strong><\/td>\n<td><strong>Why It Matters<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Multiple Payment Channels<\/strong><\/td>\n<td><span style=\"font-weight: 400;\">Accepts credit card, direct debit, BPAY, and PayPal<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Offers flexibility for your customers<\/span><\/td>\n<\/tr>\n<tr>\n<td><strong>Recurring Billing Support<\/strong><\/td>\n<td><span style=\"font-weight: 400;\">Automate subscriptions and retry failed payments<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Saves time and improves cash flow<\/span><\/td>\n<\/tr>\n<tr>\n<td><strong>Real-Time Payment Authorization<\/strong><\/td>\n<td><span style=\"font-weight: 400;\">Validates and processes payments instantly<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Reduces chargebacks and fraud<\/span><\/td>\n<\/tr>\n<tr>\n<td><strong>PCI-DSS Compliance<\/strong><\/td>\n<td><span style=\"font-weight: 400;\">Card data is stored securely in PayWay Vault<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Helps meet industry security standards<\/span><\/td>\n<\/tr>\n<tr>\n<td><strong>PayTo\u00ae Integration<\/strong><\/td>\n<td><span style=\"font-weight: 400;\">Real-time bank payments with customer verification<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Ideal for reducing failed transactions<\/span><\/td>\n<\/tr>\n<tr>\n<td><strong>Daily Settlement Reporting<\/strong><\/td>\n<td><span style=\"font-weight: 400;\">Consolidated transaction summaries and audit trails<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Eases reconciliation and accounting<\/span><\/td>\n<\/tr>\n<tr>\n<td><strong>Custom Invoice\/Reference Matching<\/strong><\/td>\n<td><span style=\"font-weight: 400;\">Links payments to customer or order IDs<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Speeds up back-office processing<\/span><\/td>\n<\/tr>\n<tr>\n<td><strong>Single Portal Management<\/strong><\/td>\n<td><span style=\"font-weight: 400;\">Web-based dashboard to monitor all payments<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Simplifies management for admins<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"section-4\"><strong> How to Install and Configure PayWay NET for WooCommerce?<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">Here\u2019s a basic setup guide to integrate PayWay NET with your WooCommerce store:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Open a <\/span><strong>PayWay Merchant Account<\/strong><span style=\"font-weight: 400;\"> with Westpac or St. George Bank.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Request your <\/span><strong>API credentials<\/strong><span style=\"font-weight: 400;\"> from the bank.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Download the plugin from your provider or developer.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Log into your WordPress dashboard.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Go to <\/span><strong>Plugins \u2192 Add New \u2192 Upload Plugin<\/strong><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Upload the plugin ZIP file and activate it.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Navigate to <\/span><strong>WooCommerce \u2192 Settings \u2192 Payments<\/strong><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Enable the <\/span><strong>Westpac PayWay Gateway<\/strong><span style=\"font-weight: 400;\"> option.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Enter the API credentials and configure endpoints.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Choose supported payment methods (e.g., cards, PayTo).<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Run a test transaction using PayWay sandbox or test card.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Need help with setup, API, or error logs? Try our<\/span><a href=\"https:\/\/www.woohelpdesk.com\/woocommerce-service\/westpac-st-george-payway-net-payment-gateway\/\"> <span style=\"font-weight: 400;\">PayWay Installation &amp; Troubleshooting Services<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h2 id=\"section-5\"><strong>Pricing &amp; Plans<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">As of now, <\/span><strong>Westpac and St. George do not publish exact PayWay NET pricing online.<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">Instead, pricing depends on your business needs and is customized based on:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Monthly transaction volume<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Chosen payment channels (e.g., credit card, direct debit, BPAY)<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Risk profile and merchant type<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Integration type (API or hosted form)<\/span><\/li>\n<\/ul>\n<p><strong>To get accurate pricing, you need to contact Westpac or St. George directly.<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">Typical cost components may include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><strong>Setup Fee<\/strong><span style=\"font-weight: 400;\">: One-time integration charge<\/span><\/li>\n<li style=\"font-weight: 400;\"><strong>Monthly Gateway Fee<\/strong><span style=\"font-weight: 400;\">: For access and support<\/span><\/li>\n<li style=\"font-weight: 400;\"><strong>Transaction Fees<\/strong><span style=\"font-weight: 400;\">: Per successful transaction (flat fee + percentage)<\/span><\/li>\n<li style=\"font-weight: 400;\"><strong>BPAY and PayPal Fees<\/strong><span style=\"font-weight: 400;\">: May have separate charges<\/span><\/li>\n<li style=\"font-weight: 400;\"><strong>Chargeback or Refund Fees<\/strong><span style=\"font-weight: 400;\">: If applicable<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">For pricing, visit the<\/span><a href=\"https:\/\/www.payway.com.au\/contact-us\"> <span style=\"font-weight: 400;\">PayWay Contact Page<\/span><\/a><span style=\"font-weight: 400;\"> or call 1300 368 098 (Australia only).<\/span><\/p>\n<p><strong>Buy PayWay NET Plugin for WooCommerce<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">Once you\u2019ve opened a merchant account with Westpac or St. George, and received API credentials, you can integrate the PayWay NET plugin into your WooCommerce site.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This will allow you to:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Accept secure payments directly from customers<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Automate recurring billing<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Track transactions in real-time<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">To get started, visit<\/span><a href=\"https:\/\/www.payway.com.au\/about\"> <span style=\"font-weight: 400;\">PayWay About Page<\/span><\/a><span style=\"font-weight: 400;\"> for merchant onboarding steps.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you need plugin installation or testing help, use our<\/span><a href=\"https:\/\/www.woohelpdesk.com\/woocommerce-service\/westpac-st-george-payway-net-payment-gateway\/\"> <span style=\"font-weight: 400;\">WooHelpDesk Setup Services<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h2 id=\"section-6\"><strong>My Experience with PayWay NET Plugin<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">We implemented PayWay NET on a WooCommerce store with recurring subscription products. Here\u2019s what we learned:<\/span><\/p>\n<p><strong>Pros:<\/strong><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Extremely secure and PCI-compliant<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Works well with recurring payments<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Smooth integration with WooCommerce orders<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Supports PayTo\u00ae which reduces failed payments<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Merchant dashboard is intuitive and detailed<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Bank-grade fraud protection and 3D Secure options<\/span><\/li>\n<\/ul>\n<p><strong>Cons:<\/strong><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Requires bank approval and onboarding<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">No public pricing available<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">May require developer help for full customization<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Only available to Australian businesses<\/span><\/li>\n<\/ul>\n<h2 id=\"section-7\"><strong>Who Should Use This Plugin?<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">This plugin is a good choice for:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Australian WooCommerce store owners<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Businesses needing secure, bank-verified payments<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Subscription or invoice-based services<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Businesses processing high volumes of card payments<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Merchants already using Westpac or St. George<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">It\u2019s not suitable for international merchants or businesses without an Australian presence.<\/span><\/p>\n<p><strong>Useful Resources<\/strong><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><a href=\"https:\/\/www.payway.com.au\/about\"><span style=\"font-weight: 400;\">PayWay NET Gateway Overview<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\"><a href=\"https:\/\/www.payway.com.au\/docs\/\"><span style=\"font-weight: 400;\">Official PayWay Documentation &amp; API<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\"><a href=\"https:\/\/www.payway.com.au\/contact-us\"><span style=\"font-weight: 400;\">PayWay Contact &amp; Support<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\"><a href=\"https:\/\/www.woohelpdesk.com\/woocommerce-service\/westpac-st-george-payway-net-payment-gateway\/\"><span style=\"font-weight: 400;\">WooHelpDesk Plugin Installation Help<\/span><\/a><\/li>\n<\/ul>\n<h2 id=\"section-8\"><strong>Final Verdict<\/strong><\/h2>\n<p><strong>Westpac &amp; St. George PayWay NET<\/strong><span style=\"font-weight: 400;\"> is a secure, flexible payment solution for WooCommerce stores in Australia. It supports real-time payments, recurring billing, and fraud prevention.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">While the lack of public pricing may concern some users, this gateway offers great value for businesses that want direct banking integration, PCI-compliant infrastructure, and local support.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Use this solution if you&#8217;re looking for a dependable, long-term payment partner in Australia.<\/span><\/p>\n<p><strong>Start Here<\/strong><span style=\"font-weight: 400;\"> \u2192<\/span><a href=\"https:\/\/www.payway.com.au\/about\"> <span style=\"font-weight: 400;\">Visit PayWay Payment Gateway<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/a><span style=\"font-weight: 400;\"> Need help? Use our<\/span><a href=\"https:\/\/www.woohelpdesk.com\/woocommerce-service\/westpac-st-george-payway-net-payment-gateway\/\"> <span style=\"font-weight: 400;\">WooHelpDesk Integration Services<\/span><\/a><\/p>\n<h2 id=\"section-9\"><strong>FAQ<\/strong><\/h2>\n<p><strong>Q1. Is PayWay available to businesses outside Australia?<\/strong><strong><br \/>\n<\/strong><span style=\"font-weight: 400;\"> No. PayWay NET is available only to Australian merchants with local bank accounts.<\/span><\/p>\n<p><strong>Q2. Can I use this gateway with subscriptions or memberships?<\/strong><strong><br \/>\n<\/strong><span style=\"font-weight: 400;\"> Yes. PayWay NET supports recurring billing and automatic retry for declined payments.<\/span><\/p>\n<p><strong>Q3. Does the plugin store customer card data?<\/strong><strong><br \/>\n<\/strong><span style=\"font-weight: 400;\"> No. All card data is stored securely in the PayWay Vault, keeping your site PCI-compliant.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Table of Contents Introduction What is PayWay NET for WooCommerce? Key Features of PayWay NET Payment Gateway How to Install and Configure PayWay NET for WooCommerce? Pricing &amp; Plans My Experience with PayWay NET Plugin Who Should Use This Plugin? Final Verdict FAQ Introduction Running an online store means managing customer payments every day. 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